About Club Insurance & Claims and OH&S

Success of the Australian Cricket National Club Insurance Program

The Australian Cricket National Club Insurance Program ("the Program"), arranged by JLT Sport, has been up and running for three years now. The joint initiative of Cricket Australia and its State Bodies has seen a number of benefits provided to cricket clubs throughout each state and territory. It is considered that every club now has access to insurance at an affordable and consistent price. The Program's goal is to provide sustainable insurance and a long term solution and peace of mind for this and future seasons.

The Program provides competitively broad protection across the following areas:

Personal Accident cover for Capital Benefits, Non Medicare Medical Expenses and Loss of Income
General Public & Products Liability (including Errors & Omissions - for coaches, umpires and managers only)
Club Management Liability (applicable only to incorporated clubs). If your club is not incorporated and you would like guidance in that regard, please contact your Association

A further benefit of the Program is the easy access to coverage details via this web site which provides an easy to read summary of benefits. The web site also provides access to the documentation mentioned above.

Members who use the web site will enjoy the benefit of direct access to claims information including "How to Make a Claim". Claim Forms can be submitted on-line or downloaded, or alternatively, you may contact JLT Sport for assistance.

The importance of maximum participation in the Program

The level of insurance cover and the competitive costs have been achieved by negotiating with providers of the covers on the premise that all clubs in Australia will join the Program. Therefore, it is extremely important that every club supports this initiative.  

Making a Claim

Firstly report the claim to Echelon (formerly known as JLT Claims Management Services).

This can be done one of three ways:

1. Download - by downloading a claim form. You will need to send the claim form to us with any medicalaccounts for reimbursement (claim form at the bottom of this page);
2. Online - by completing the online claim form (available only for the current period of cover). You will need to send the physicians statement.
3. Phone - by phoning Echelon (formerly JLT Claims Management Services) on 1800 640 009 (this is a toll free number from anywhere in Australia). Claims staff will send a claim form to you for completion.
   In all cases you will be allocated a claim number, which should be detailed on any future accounts or correspondence relating to the same claim.

Important information

• After $200 worth of treatment from an ancillary provider a referral from a legally qualified medical practitioner must be obtained.
• Forward only original receipts (retaining a copy for your own records).
• Claim on your Private Health Insurer FIRST if you have Private Health cover, and send their Statement of Payment with your claim.
• Please do not send Doctors', Surgeons', Anaesthetists', X-Ray or MRI Scan accounts as they are covered by Medicare. The Health Insurance Act (Cth) 1973 does not permit the Trustee or the Insurer to pay any part of these accounts.

Loss of Income Claims

Firstly report the claim to Echelon (formerly JLT Claims Management Services). This can be done in any one of the three ways outlined above.

Important information

• The excess period is 14 days.
• You must be in permanent or regular casual employment at the time of injury.
• Other insurance benefits do not need to be exhausted prior to claiming on this section.
• The Attending Physicians Report must be completed by the practitioner who attended to you i.e. Doctor/Physiotherapist/Chiropractor; if a fee is charged for completing this section, that fee will be borne by the claimant.
• Your loss of income claims must be covered by a Medical Certificate for the full period of disability.
• For tax implications we recommend that you seek the advice of a qualified tax consultant. You may be required to pay tax on any Loss of Income benefit received.

Capital Benefit Claims (e.g. Permanent Disability of any kind)

If you wish to make a capital benefit claim against this policy or there is a potential for such a claim relating to permanent or partial disablement please notify Echelon (formerly JLT Claims Management Services) immediately. Claims staff will advise you on what you need to do next.

Non Medicare Medical Claims (e.g. Physio, Ambulance, Private Hospital Accommodation)

Firstly report the claim to Echelon (formerly known as JLT Claims Management Services), as described above

Important information

• After $200 worth of treatment from an ancillary provider a referral from a legally qualified medical practitioner must be obtained.
• Forward only original receipts (retaining a copy for your own records).
• Claim on your Private Health Insurer FIRST if you have Private Health cover, and send their Statement of Payment with your claim.
• Please do not send Doctors', Surgeons', Anaesthetists', X-Ray or MRI Scan accounts as they are covered by Medicare. The Health Insurance Act (Cth) 1973 does not permit the Trustee or the Insurer to pay any part of these accounts.

Loss of Income Claims

Firstly report the claim to Echelon (formerly JLT Claims Management Services). This can be done in any one of the three ways outlined above under the Non Medicare Medical Section.

Important information

• The excess period is 14 days.
• You must be in permanent or regular casual employment at the time of injury.
• Other insurance benefits do not need to be exhausted prior to claiming on this section.
• The Attending Physicians Report must be completed by the practitioner who attended to you i.e. Doctor/Physiotherapist/Chiropractor; if a fee is charged for completing this section, that fee will be borne by the claimant.
• Your loss of income claims must be covered by a Medical Certificate for the full period of disability.
• For tax implications we recommend that you seek the advice of a qualified tax consultant. You may be required to pay tax on any Loss of Income benefit received.

Capital Benefit Claims (e.g. Permanent Disability of any kind)

If you wish to make a capital benefit claim against this policy or there is a potential for such a claim relating to permanent or partial disablement please notify Echelon (formerly JLT Claims Management Services) immediately. Claims staff will advise you on what you need to do next.

General Public & Products Liability (including Errors & Omissions) and Club Management Liability Claims

It is essential that you notify JLT Sport immediately on 1300 655 684 of any claim or potential claim. It is also extremely important not to admit liability or discuss the matter with a third party. JLT Sport staff will then guide you as to the next step in the process.

Edinburgh Cricket Club Occupational Health & Safety Policy Statement

The Edinburgh Cricket Club is fully committed to: -

1. Ensure the safety of our playing & social members, coaches, team managers, supporters, contractors and visitors while attending club games, training functions and/or facilities.
2. Promoting the health & well being of all our members
3. Ensuring the provision of early and appropriate injury management assistance to members, supporters, coaches, contractor or visitors with a cricket related injury, illness or disability.
4. Continually reviewing our risk management policy/procedure and performance.
5. Aiming for a zero incident performance every financial year.

We intend to demonstrate our commitment to OH&S through: -

• Evaluate & monitor our physical surroundings regularly. This may include: - playing surface, facilities, equipment provided etc.
• Monitor the weather risks before all play/training commences. This may include: - lightning, extreme heat, extreme cold, high winds etc.
• Monitor our medical risk before all play/training commences. This may include: - slippery or wet surfaces, dehydration, needle stick injuries, motor vehicle/traffic management, sunburn etc.

• The club will provide an insert for all scorebooks that will include a ground, weather and facilities checklist to ensure all surroundings, facilities and weather conditions are appropriate.

• The club will provide an insert for all scorebooks that will include an incident register for all near misses or incidents that occur within the day.

The Club is insured with the Cricket Australia recommended Insurance scheme. It is extremely important that all members, coaches or visitors ensure, that all incident/near misses are reported to our insurer within 48 hours, via the website www.jltsport.com.au/CricketAustralia and to a member of the Club Executive.

Information regarding coverage & the scheme can be found at the following website: www.jltsport.com.au/CricketAustralia

The Edinburgh Cricket Club recommends that all members seek private health insurance and full ambulance cover, in addition to the Club's Cricket Australia-recommended insurance, to minimise any "gap" that may occur

The club has nominated Bradley Shadbolt as the club Occupational Health & Safety Advisor, so all enquires or concerns, please contact Bradley on 96354596 or 0417304429.

Edinburgh Cricket Clubs greatest asset is it’s members, supporters & coaches and it fully intends to provide a safe environment for both senior & junior players/staff to play/work within.